Life Insurance Advisor (Remote) | Own Your Book First Year
About Us: We are the place where technology and human connection come together to modernize how families access life insurance. By combining a powerful digital platform with a broad network of top-rated carriers, we enable agents to deliver faster, simpler, and more personalized protection solutions, all in a fully virtual environment. We’re currently looking for motivated, client-focused individuals to join as Virtual Life Insurance Agents . In this role, you’ll work directly with families across the country, helping them navigate important financial decisions while building a business with significant income potential and long-term flexibility. This opportunity is best suited for individuals who value independence, performance-based earnings, and the ability to scale their efforts over time . What You’ll Be Doing: In a typical week, you’ll spend your time connecting with prospective clients, understanding their financial priorities, and guiding them toward the right coverage solutions.
- Meet with clients virtually (Zoom/phone) using a combination of inbound and self-generated opportunities
- Ask thoughtful questions to uncover needs around income protection, debt coverage, legacy, and retirement planning
- Design and present tailored life insurance strategies using a range of carriers and products
- Walk clients through a streamlined, digital application process - often completed in one sitting
- Manage each case through underwriting to ensure successful placement
- Maintain relationships that lead to referrals, repeat business, and long-term trust
The role is consultative in nature, but success ultimately comes down to consistent activity, clear communication, and strong follow-through . Why Agents Choose Us: We create an environment designed to help agents spend more time advising clients and less time navigating friction.
- A
digital-first platform that simplifies quoting, applications, and case management
- Access to
80+ insurance carriers , allowing you to stay flexible and client-centric
- A range of
proprietary and traditional products , including Term, Mortgage Protection, Final Expense, IUL, Infinite Banking, and Annuities
- Optional lead programs and marketing systems to support client acquisition
- Ongoing training, mentorship, and a collaborative agent community
The infrastructure is built to support both new agents getting started and experienced producers looking to scale. Compensation & Structure: This is a commission-based, independent contractor role , offering:
- Uncapped income potential
- Competitive upfront commissions, bonuses, equity compensation, and five-star incentive travel.
- Renewal income opportunities (based on product/carrier)
- Advancement tied directly to performance
There is no base salary, which means this role rewards consistency, discipline, and production with unlimited upside potential. Who Thrives in This Role: The agents who do best here tend to share a few common traits:
- You are self-directed and comfortable managing their own schedule
- You approach client conversations with curiosity and a service mindset
- You are coachable, but also internally driven
- You embrace technology as a way to move faster and serve better
- You understand that building something meaningful takes consistent activity over time
Prior experience in sales or financial services can be helpful, but it’s not required. A Life & Health license is needed (or a willingness to obtain one). Growth & Long-Term Opportunity: This role can evolve in a number of directions depending on your goals. Some agents focus on maximizing personal production, while others expand into leadership by building and agency and mentoring new agents. Over time, we provide a pathway to:
- Increase earning potential through higher production
- Develop leadership and coaching capabilities
- Build a scalable, referral-driven business
Final Thoughts: This isn’t a traditional job with fixed hours and predictable pay. It is an opportunity to build a business within a rapidly evolving segment of the life insurance industry. For the right person, we offer a compelling combination of flexibility, impact, and income potential , along with the ability to help clients make decisions that truly matter for their families.