[Remote] Chief Financial Officer (CFO)

Note: The job is a remote job and is open to candidates in USA. Cascade Receivables Management (CRM) is a leading financial services company providing accounts receivable liquidity solutions. The Chief Financial Officer (CFO) will act as a strategic partner to the CEO, overseeing financial infrastructure, debt financing, and risk management while ensuring long-term financial stability.

Responsibilities

• Capital Stack Management
• Lender Interface: Manage relationships with senior and mezzanine lenders. Negotiate credit agreements, amendments, and intercreditor agreements
• Covenant Compliance: Own the borrowing base calculation and monthly compliance certificates. Proactively model covenant tests to foresee and prevent breaches or distress
• Cash Flow Forecasting: Work with team to build and maintain a rolling 12-month cash flow model that integrates capital deployments, collections curves (ERC), debt service, and operational burn
• Minimum Return Threshold: Stress-test potential portfolio purchases against our weighted average cost of capital (WACC) and borrowing base constraints/structure to establish an acceptable minimal rate of return (ROI)
• Strategic Reporting: Translate complex financial data into executive-level dashboards for the CEO and potential equity investors
• Accounting Optimization:
• * Compare existing accounting, internal controls and financial reporting methodology against best practices, working with accounting staff to identify gaps and help implement any needed improvements or time-saving procedures
• * Review current accounting treatment for income recognition and other GAAP accounting principles that may require preparation and planning for potential future changes as needed
• Ongoing Corporate Finance & Operations
• * Departmental Leadership: Directly manage existing staff within the Accounting & Finance Departments to develop and support an institutional-grade platform
• * Risk, Compliance, & Audit: Act as the primary liaison for external auditors, manage corporate tax strategy, and oversee the annual renewal of corporate insurance policies

Skills

• Expert knowledge of corporate finance, capital structure, and debt financing strategies
• Advanced understanding of GAAP, financial reporting, and technical accounting principles
• Knowledge of internal controls, financial governance, and regulatory compliance requirements
• Skill in developing and managing complex financial models, forecasts, and scenario analyses
• Skill in cash flow forecasting, liquidity management, and working capital optimization
• Skill in negotiating and managing relationships with lenders, investors, and financial institutions
• Ability to structure and manage senior, mezzanine, and other leveraged financing arrangements
• Ability to monitor borrowing base requirements, debt covenants, and compliance obligations
• Skill in evaluating investment opportunities and assessing returns against cost of capital and risk thresholds
• Ability to identify financial risks and implement mitigation and contingency planning strategies
• Skill in translating complex financial data into concise executive-level reports, dashboards, and presentations
• Ability to align financial strategies and resource allocation with organizational growth objectives
• Skill in assessing and improving accounting processes, financial reporting methodologies, and operational efficiencies
• Ability to lead, mentor, and develop finance and accounting teams while fostering accountability and continuous improvement
• Ability to collaborate effectively with executive leadership to support strategic decision-making and long-term value creation
• 10+ years in Finance, with specific experience in Specialty Finance, Asset-Based Lending (ABL), or Debt Buying
• MS degree in Business Analytics, Accountancy, Economics, Finance or another related field

Company Overview