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[Remote] Full Stack Engineer, Lending

Work from home Full-time role Hiring

Note: The job is a remote job and is open to candidates in USA. OnePay is a consumer financial services app aiming to help individuals achieve financial progress. As a Full Stack Engineer on the Lending team, you will lead the design and delivery of complex projects that enhance the lending platform, ensuring a seamless experience for millions of customers.

Responsibilities

  • Lead the design and delivery of high-impact, technically complex projects that power our lending platform at scale
  • Provide technical leadership and clear, impactful communication to cross-functional stakeholders
  • Drive hyper-optimization of lending systems to meet the needs of a large and growing addressable market
  • Collaborate closely with product, design, and operations partners to build seamless, trustworthy lending experiences
  • Mentor engineers across the team, fostering best practices in architecture, code quality, and scalability

Skills

  • Deep expertise in building and scaling distributed systems, high-throughput APIs, and data-intensive services
  • Strong full-stack skills, with fluency in backend architecture and modern frontend frameworks
  • Experience designing systems with reliability, security, and performance in mind — ideally in payments, lending, or other regulated consumer finance domains
  • Exceptional technical leadership and communication skills with a track record of influencing architecture and product direction
  • Drive and proactivity – everyone here is a builder and executor

Benefits

  • Competitive base salary, stock options, and health benefits from Day 1
  • 401(k) plan with company match
  • Remote-friendly (US), flexible time off (FTO), and opportunities for growth
  • A high-growth, mission-driven, inclusive culture where your work has real impact

Company Overview

  • From spending and saving to borrowing and building better financial habits, OnePay brings people’s financial needs together in one place. It is a sub-organization of Walmart. It was founded in 2020, and is headquartered in New York, New York, USA, with a workforce of 501-1000 employees. Its website is https://www.onepay.com.
  • Company H1B Sponsorship

  • OnePay has a track record of offering H1B sponsorships, with 3 in 2022. Please note that this does not guarantee sponsorship for this specific role.
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